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How to Start Saving

Thanks for stopping by Saving Cent by Cent! This blog is a place where I share money-saving tips and ideas to help people save more money so that they can do more with their families and achieve more of their financial goals.

6 Ways to Save Money & Increase Savings This Year

Start by reading these 6 Ways to Save Money & Increase Your Savings This Year. These tips will hopefully help you to bulk up your emergency fund and savings so that you have money for unexpected events or so you can pay for items that your family needs or wants without having to use a credit card and go into debt. And be sure to read these budgeting tips too:

Set a Budget

5 Tips on How to Set a Budget

Maintain a Budget

5 Tips on How to Maintain a Budget

Finances with Spouse Final

How to Effectively Talk Finances with Your Spouse

How to Stop Living Paycheck to Paycheck 5 Tips

5 Tips How to Stop Living Paycheck to Paycheck and Start Saving

 For those of you looking to get out of debt, here are 4 Important Steps to Get Out of Debt

 

Buying Groceries on a Budget Final

Since groceries are one of the largest monthly bills for families, I also suggest reading the Buying Groceries on a Budget series. This will give you helpful tips on how to cut your monthly grocery bill and start to save money in a way that isn’t overwhelming. You can slowly implement these tips as you begin to be more comfortable with couponing and finding deals.

Buying Groceries on a Budget Series:

How to Determine a Budget

Couponing Misconceptions

Where to Find Coupons

Organizing Coupons

Find Sales & Stack Coupons

Valuable Tips to Prepare for the Shopping Trip

Tips During the Shopping Trip

8 Additional Tips When Shopping at the Grocery Store

Organization & Patience

 

Cut Grocery Bill Without Using CouponsBe sure to also read How to Cut Your Grocery Bill Without Using Coupons

Grocery Apps that will save you money

And download these 10 apps that will save you money on your groceries.

Take a few minutes to look at the Money-Saving Tips tab where I’ve posted additional grocery and couponing articles, as well as money-saving ideas and do-it-yourself projects. And be sure to look at the Store Deals tab and the Online Deals tab where I post great deals. I also regularly post Recipes to give you new meal ideas for your family.

So you don’t miss any posts, sign up for Saving Cent by Cent e-mails at the top of the blog, and follow Saving Cent by Cent on Facebook, Twitter, Pinterest, and Instagram.
Please visit again soon!
Hello, I'm Lisa

I enjoy teaching people how to live frugally so they can live within their means while still enjoying and doing the things in life that matter most to them. I'm here sharing tips about budgeting, saving money, meal planning, simple recipes, and more.

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This Pizza Casserole is a family-favorite recipe. This Pizza Casserole is a family-favorite recipe. It's only 6 ingredients and takes about 10 minutes to prep before you put it in the oven to bake.  If your family loves pizza, then you'll want to try this pizza casserole. Comment "pizza" below or message me, and I'll send you the recipe.  #pizza #pizzalovers #pizzacasserole #pizzabake #easydinnerrecipe #easydinnerideas #pepperonibake #pepperonicasserole
This sweet potato casserole is a delicious and swe This sweet potato casserole is a delicious and sweet dish that is easy to make. It is a perfect side dish to take to family holiday gatherings. Comment below "yams" or message me, and I'll send you the recipe.  #yams #yamcasserole #sweetpotatoes #sweetpotatocasserole #sweetpotatocasserolewithpecans #thanksgivingsides #thanksgivingsidedish #thanksgivingsidedishes #christmassidedish #christmassides #christmassidedishes #holidaysides #holidaysidedish #holidaysidedishes
This Chocolate Chip Pumpkin bread is so good! Comm This Chocolate Chip Pumpkin bread is so good! Comment "Pumpkin Bread" below or message me, and I'll send you the recipe.  #pumpkinbread #pumpkinbreadrecipe #pumpkinbreads #pumpkinbreadseason #pumpkinchocolatechip #pumpkinchocolatechipbread #pumpkinchocolate #chocolatechippumpkinbread
If food allergies and special diets are causing yo If food allergies and special diets are causing your food budget to really increase, below are 6 tips to help navigate food allergies on a budget.  1. Meal plan and cook from home
Focus on making a list of your family's favorite easy meals and plan your meals based on those. Keep it simple and make it a priority to eat at home.  2. Limit expensive replacements
While there is an abundance of options for substitutes to common food allergies, the expensive replacements increase the amount of money you spend on groceries. Use them sparingly, buy them on sale, or look for ways to buy them in bulk.  3. Price shop
Track the cost of items at multiple stores and online retailers to find the best price, then "stock up" on the items you need.  4. Find out what works for you and stick to it
Narrow down what staple foods you need and like so you don't spend a lot of money experimenting on food that doesn't work for your family.  5. Focus on the inexpensive items you can eat
Make a list of foods you can eat instead of constantly looking for alternatives of foods you can't eat. Foods that might fit in your meal plan and that are inexpensive are oats, potatoes, rice, fruit, vegetables, applesauce, seeds, and legumes.  6. Shop at cheaper stores
Most grocery stores carry specialty foods, so don't just shop at expensive specialty stores like Whole Foods.  #foodallergies #grocerybudgettips #groceryshoppingtips #howtogroceryshop #foodbudget #foodallergybudget
These Pumpkin Crumb Muffins are a family-favorite These Pumpkin Crumb Muffins are a family-favorite recipe I make each fall. Comment "Pumpkin Muffins" below or message me, and I'll send you the recipe.  #pumpkinrecipe #pumpkinrecipes #Pumpkin #pumpkinmuffins #pumpkinmuffin #pumpkinmuffinrecipe #pumpkincrumbmuffins
Because meat is usually the most expensive part of Because meat is usually the most expensive part of the grocery budget, I purchase meat in bulk to save money.  I then package the meat into smaller re-sealable bags and freeze them. When I prep dinner, I can take a bag of meat out of the freezer to use for my meal.  Comment below "Meat" or message me, and I'll send you details how to save 20%-50% in meat when buying it in bulk.  #meat #savemoney #saveonmeats #saveonmeat #grocerybudgettips #grocerytipsandtricks #grocerybudgeting #foodandmeatcoop #howtosaveongroceries
This Pizza Casserole is a family-favorite recipe. This Pizza Casserole is a family-favorite recipe. It's only 6 ingredients and takes about 10 minutes to prep before you put it in the oven to bake.  If your family loves pizza, then you'll want to try this pizza casserole. Comment "pizza" below or message me, and I'll send you the recipe.  #pizza #pizzalovers #pizzacasserole #pizzabake #easydinnerrecipe #easydinnerideas #pepperonibake #pepperonicasserole
This sweet potato casserole is a delicious and swe This sweet potato casserole is a delicious and sweet dish that is easy to make. It is a perfect side dish to take to family holiday gatherings. Comment below "yams" or message me, and I'll send you the recipe.  #yams #yamcasserole #sweetpotatoes #sweetpotatocasserole #sweetpotatocasserolewithpecans #thanksgivingsides #thanksgivingsidedish #thanksgivingsidedishes #christmassidedish #christmassides #christmassidedishes #holidaysides #holidaysidedish #holidaysidedishes
This Chocolate Chip Pumpkin bread is so good! Comm This Chocolate Chip Pumpkin bread is so good! Comment "Pumpkin Bread" below or message me, and I'll send you the recipe.  #pumpkinbread #pumpkinbreadrecipe #pumpkinbreads #pumpkinbreadseason #pumpkinchocolatechip #pumpkinchocolatechipbread #pumpkinchocolate #chocolatechippumpkinbread
If food allergies and special diets are causing yo If food allergies and special diets are causing your food budget to really increase, below are 6 tips to help navigate food allergies on a budget.  1. Meal plan and cook from home
Focus on making a list of your family's favorite easy meals and plan your meals based on those. Keep it simple and make it a priority to eat at home.  2. Limit expensive replacements
While there is an abundance of options for substitutes to common food allergies, the expensive replacements increase the amount of money you spend on groceries. Use them sparingly, buy them on sale, or look for ways to buy them in bulk.  3. Price shop
Track the cost of items at multiple stores and online retailers to find the best price, then "stock up" on the items you need.  4. Find out what works for you and stick to it
Narrow down what staple foods you need and like so you don't spend a lot of money experimenting on food that doesn't work for your family.  5. Focus on the inexpensive items you can eat
Make a list of foods you can eat instead of constantly looking for alternatives of foods you can't eat. Foods that might fit in your meal plan and that are inexpensive are oats, potatoes, rice, fruit, vegetables, applesauce, seeds, and legumes.  6. Shop at cheaper stores
Most grocery stores carry specialty foods, so don't just shop at expensive specialty stores like Whole Foods.  #foodallergies #grocerybudgettips #groceryshoppingtips #howtogroceryshop #foodbudget #foodallergybudget
These Pumpkin Crumb Muffins are a family-favorite These Pumpkin Crumb Muffins are a family-favorite recipe I make each fall. Comment "Pumpkin Muffins" below or message me, and I'll send you the recipe.  #pumpkinrecipe #pumpkinrecipes #Pumpkin #pumpkinmuffins #pumpkinmuffin #pumpkinmuffinrecipe #pumpkincrumbmuffins
Because meat is usually the most expensive part of Because meat is usually the most expensive part of the grocery budget, I purchase meat in bulk to save money.  I then package the meat into smaller re-sealable bags and freeze them. When I prep dinner, I can take a bag of meat out of the freezer to use for my meal.  Comment below "Meat" or message me, and I'll send you details how to save 20%-50% in meat when buying it in bulk.  #meat #savemoney #saveonmeats #saveonmeat #grocerybudgettips #grocerytipsandtricks #grocerybudgeting #foodandmeatcoop #howtosaveongroceries
This Pizza Casserole is a family-favorite recipe. This Pizza Casserole is a family-favorite recipe. It's only 6 ingredients and takes about 10 minutes to prep before you put it in the oven to bake.  If your family loves pizza, then you'll want to try this pizza casserole. Comment "pizza" below or message me, and I'll send you the recipe.  #pizza #pizzalovers #pizzacasserole #pizzabake #easydinnerrecipe #easydinnerideas #pepperonibake #pepperonicasserole
This sweet potato casserole is a delicious and swe This sweet potato casserole is a delicious and sweet dish that is easy to make. It is a perfect side dish to take to family holiday gatherings. Comment below "yams" or message me, and I'll send you the recipe.  #yams #yamcasserole #sweetpotatoes #sweetpotatocasserole #sweetpotatocasserolewithpecans #thanksgivingsides #thanksgivingsidedish #thanksgivingsidedishes #christmassidedish #christmassides #christmassidedishes #holidaysides #holidaysidedish #holidaysidedishes
This Chocolate Chip Pumpkin bread is so good! Comm This Chocolate Chip Pumpkin bread is so good! Comment "Pumpkin Bread" below or message me, and I'll send you the recipe.  #pumpkinbread #pumpkinbreadrecipe #pumpkinbreads #pumpkinbreadseason #pumpkinchocolatechip #pumpkinchocolatechipbread #pumpkinchocolate #chocolatechippumpkinbread
If food allergies and special diets are causing yo If food allergies and special diets are causing your food budget to really increase, below are 6 tips to help navigate food allergies on a budget.  1. Meal plan and cook from home
Focus on making a list of your family's favorite easy meals and plan your meals based on those. Keep it simple and make it a priority to eat at home.  2. Limit expensive replacements
While there is an abundance of options for substitutes to common food allergies, the expensive replacements increase the amount of money you spend on groceries. Use them sparingly, buy them on sale, or look for ways to buy them in bulk.  3. Price shop
Track the cost of items at multiple stores and online retailers to find the best price, then "stock up" on the items you need.  4. Find out what works for you and stick to it
Narrow down what staple foods you need and like so you don't spend a lot of money experimenting on food that doesn't work for your family.  5. Focus on the inexpensive items you can eat
Make a list of foods you can eat instead of constantly looking for alternatives of foods you can't eat. Foods that might fit in your meal plan and that are inexpensive are oats, potatoes, rice, fruit, vegetables, applesauce, seeds, and legumes.  6. Shop at cheaper stores
Most grocery stores carry specialty foods, so don't just shop at expensive specialty stores like Whole Foods.  #foodallergies #grocerybudgettips #groceryshoppingtips #howtogroceryshop #foodbudget #foodallergybudget
These Pumpkin Crumb Muffins are a family-favorite These Pumpkin Crumb Muffins are a family-favorite recipe I make each fall. Comment "Pumpkin Muffins" below or message me, and I'll send you the recipe.  #pumpkinrecipe #pumpkinrecipes #Pumpkin #pumpkinmuffins #pumpkinmuffin #pumpkinmuffinrecipe #pumpkincrumbmuffins
Because meat is usually the most expensive part of Because meat is usually the most expensive part of the grocery budget, I purchase meat in bulk to save money.  I then package the meat into smaller re-sealable bags and freeze them. When I prep dinner, I can take a bag of meat out of the freezer to use for my meal.  Comment below "Meat" or message me, and I'll send you details how to save 20%-50% in meat when buying it in bulk.  #meat #savemoney #saveonmeats #saveonmeat #grocerybudgettips #grocerytipsandtricks #grocerybudgeting #foodandmeatcoop #howtosaveongroceries

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