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Tips to Get Out of Debt – Part 2

April 18, 2012 by Lisa Park + 1 Comment

If you missed last week’s 5 tips, you can read Tips to Get Out of Debt – Part 1 here.

1. Bring in extra money.
Look for jobs to earn money to pay down your debt. This may be watching children, delivering newspapers, cleaning houses, etc. Also look into selling your assets. Gather items throughout your house, determine what you can live without, and then hold a yard sale.

2. Chip away at the debt.
Rank your debt from highest to lowest interest rate. Pay off the highest interest rate credit card first. Any extra money you have, use it toward paying off debt until it’s gone.
3. Trim unnecessary spending.
Cut down on your discretionary expenses. This includes dining out, buying expensive new clothes, taking pricey vacations, and other such unnecessary expenditures.
4. Become a savvy shopper.
Look for deals, bargains, and savings. You can save a lot of money if you take the time to shop around. But make sure only to buy things that you need and not just because it’s on sale.
5. Get Organized.
Getting your documents in order will help you pay down your debt. If the documents are all over the house in piles, you won’t even know what debt you have. Use a file folder system and tabs. Do this with your spouse so you both understand the system.

Filed Under: Uncategorized

Comments

  1. Nelly says

    April 21, 2012 at 6:39 am

    All the 5 tips are good. These tips can certainly help you get out of debt. The first tip is the most important one. You need to earn extra dollars to pay off your debts fast. You need money to pay back your creditors. If you have enrolled into a debt settlement program, then you need the money to pay the fees of the debt negotiators.

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Hello, I'm Lisa

I enjoy teaching people how to live frugally so they can live within their means while still enjoying and doing the things in life that matter most to them. I'm here sharing tips about budgeting, saving money, meal planning, simple recipes, and more.

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For those of you in Northern Utah, if any of you want to try the Staples boxes, use the code savingcent10 to get $10 off.

Also this month, the Food and Meat Co-op is featuring convenience foods and easy meal options such as chicken nuggets, corn dogs (regular and gluten free), restaurant-quality sweet and sour pork meal kits, and orange meal kits. It’s nice to have quick and easy meals on busy days!

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It’s the small changes that make a difference over time.

For more tips, visit my website.

https://savingcentbycent.com/2021/01/05/how-to-create-a-budget-free-budget-worksheet/

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To make this meal even faster, prepare the ground beef in advance by cooking it earlier in the week. You can then put the cooked meat in the fridge or freezer and pull it out when you are ready to use it.

Click the link below for the recipe, or message me, and I'll send you the recipe.

https://savingcentbycent.com/2013/10/18/oven-baked-tacos/

#tacos #bakedtacos #ovenbakedtacos #easydinneridea #easymealideas #easymealidea #easydinners #easymeals
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I've tried a bunch of French dip Sandwiches, and this recipe is by far my favorite. My family also loves this meal.

The link to the recipe is below or message me and I'll send you the recipe.

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Message me for the recipe or use the link below.

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For those of you in Northern Utah, if any of you want to try the Staples boxes, use the code savingcent10 to get $10 off.

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The pickup day for orders is between March 23-25 depending on where you live in Northern Utah.

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It’s the small changes that make a difference over time.

For more tips, visit my website.

https://savingcentbycent.com/2021/01/05/how-to-create-a-budget-free-budget-worksheet/

#budget #budgeting #financialgoal #finances
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To make this meal even faster, prepare the ground beef in advance by cooking it earlier in the week. You can then put the cooked meat in the fridge or freezer and pull it out when you are ready to use it.

Click the link below for the recipe, or message me, and I'll send you the recipe.

https://savingcentbycent.com/2013/10/18/oven-baked-tacos/

#tacos #bakedtacos #ovenbakedtacos #easydinneridea #easymealideas #easymealidea #easydinners #easymeals
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Use the link below or message me for the link to the Disneyland post.

https://savingcentbycent.com/2023/02/12/how-to-go-to-disneyland-on-a-budget/

#disneyland #disneylandtips #disneylandtipsandtricks #californiaadventure #californiaadventuretips #disneylandbudget #budgetdisneyland #savemoneyondisneyland
These slow cooker French Dip Sandwiches are on my These slow cooker French Dip Sandwiches are on my meal plan for this week. And it's so easy to make! You just need 10 minutes to put it together in the morning. Then let it cook all day.

I've tried a bunch of French dip Sandwiches, and this recipe is by far my favorite. My family also loves this meal.

The link to the recipe is below or message me and I'll send you the recipe.

https://savingcentbycent.com/2015/05/29/best-slow-cooker-french-dip-sandwiches/

#frenchdip #frenchdipsandwich #easydinnerideas #easymeal #easydinners #easymeals

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