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My Financial Life Journey and the Lessons I Learned – Part 1

February 8, 2012 by Lisa Park + 2 Comments

When I was young, my parents taught me about how important it was to save money. They encouraged me to take most of the money I earned and put it in my bank savings account. And they said that if I saved my money now, I would be able to pay for most of my college. That really stuck with me, and I wanted to go to college without having to take out loans.

With a household of eight to care for, I knew my parents weren’t in the position to help me out with college, so whenever I received babysitting money or did extra jobs around the house, I would place my money in my savings rather than spend it. My attitude of saving for college continued through my teenage years. And when I graduated from high school, I had saved enough money to go to college for a few years.

While being enrolled full-time in college, I also worked part time. I was blessed to be able to live at home for many years during college, which helped me to save more money.

After three years of working toward a business management degree, I wasn’t admitted to the program. Frustrated and heartbroken, I looked at other degrees and decided upon a communications degree with an emphasis in public relations.

This unexpected change in programs added on two more years of college for me. I was doing fine paying for college, until the very last year, when I had completely drained my savings account. I began applying for grants. I also began looking into loans, even though I had hoped I wouldn’t have to.

I continued forward and signed up for a few classes during a summer semester. As I looked at my funds, I saw that I was short $150 to be able to pay my tuition. I wasn’t sure what to do. I prayed a lot to know how I was going to come up with that money, as well as how to pay for my last year of college. Then some very unexpected events occurred.

Click here to read Part 2 of My Financial Life Journey and the Lessons I Learned

Filed Under: Uncategorized

Comments

  1. Melanie says

    February 9, 2012 at 5:56 am

    Love this personal narrative. Great addition to your page. Can’t wait to hear the rest of the story, though!!

    Reply

Trackbacks

  1. Tips to Save Money in College says:
    August 13, 2013 at 3:26 pm

    […] When I was young, I saved most of my money so that I would be able to pay for a few years of college without having to take out a loan. And I actually almost managed to pay for all my college without a loan! You can read more about my goal to save money for college and what ended up happening by reading My Financial Life Journey and the Lessons I Learned. […]

    Reply

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Hello, I'm Lisa

I enjoy teaching people how to live frugally so they can live within their means while still enjoying and doing the things in life that matter most to them. I'm here sharing tips about budgeting, saving money, meal planning, simple recipes, and more.

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Making these shredded beef tacos tonight for dinne Making these shredded beef tacos tonight for dinner. It took me less than 10 minutes to put it in the crock pot. It will cook for 8-9 hours, and then I'll shred it and serve it with tortillas, cheese, lettuce, tomatoes, salsa, fresh onions, sour cream, and limes.

Message me or use the link below to get the recipe.

https://savingcentbycent.com/2019/09/26/the-best-crock-pot-shredded-beef-tacos/

#shreddedbeef #beeftacos #shreddedbeeftacos #tacos #tacotuesday #easydinner #easy Dinners #simpledinner #simpledinners #crockpot #crockpotmeals #crockpotbeef
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The link to the recipe is below or you can message me. Do you have a Valentine's Day treat you make every year?

https://savingcentbycent.com/2022/01/31/easy-valentines-bark-recipe/

#valentines #valentinesdessert #valentinesbark #valentinesday #valentinesdaybark #valentinesdaydessert #valentinesdesserts #valentinestreat #valentinesdaytreats 
#valentinesdaydessert #bhgfood #valentinesrecipes
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This week I tackled our clothes closet. (Swipe left to see how unorganized it was. 😳) The top shelf was really messy. I ordered some clothes containers online that weren't too expensive.  I then sorted through all the clothes, packed away clothes and bags that were not being used and taking up space, and refolded the clothes that were still being used.

The closet looks so much better! And my husband likes it too. 😀  You can see more of what I did in my Instagram stories or by going to the "Closet Organize" highlight bubble.

#organize #closetorganization #closet #closetideas #closetorganizer #closetorganizers #closetorganize #closetorganized #organization #closetbins #closetorganizing #closetorganizationideas #closetorganizationtips
This Tropical Green Smoothie is one of our favorit This Tropical Green Smoothie is one of our favorite family smoothies. I'll admit that I don't love too many green smoothies, but this one tastes delicious. The banana, pineapple and almond milk give it a good flavor. 

If you are trying to eat a little better, this is a recipe you'll want to add to your book of recipes. The link to the recipe is in my profile.

https://savingcentbycent.com/2019/01/15/tropical-green-smoothie/

#greensmoothie #greensmoothies #smoothie #smoothierecipes #smoothies #healthysmoothies #healthysmoothie #healthysmoothierecipe #healthysmoothierecipes #smoothierecipe
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- Popcorn Neighbor Gift Idea
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- Dishwashing Liquid Gift Idea
- Dish Towel and Wash Cloth Gift Idea

Message me for the links to the posts. Are you ready for Christmas or do you have more things to prepare?

#lastminutegift #lastminutegifts #lastminutegiftideas #lastminutegiftidea #friendgift #friendgifts #neighborgifts #neighborgift
So many yummy holiday desserts and recipes! Swipe So many yummy holiday desserts and recipes! Swipe left to check out all the recipes.

- Peppermint Oreo Truffles
- Hot Chocolate Cookies with Marshmalllows
- Snickerdoodle Cookies
- Reese's Pieces Peanut Butter Cookies
- Christmas Cookie Bars
- Glazed Cinnamon Bundt Cake
- Gingerbread House Frosting

Message me for any of these recipes.

#christmascookies #christmasdesserts #christmastreat #cookies #cookiesforsanta #cookie #cookierecipe #cookierecipes #holidaycookies #holidaycookie #holidaydessert #holidaydessert
Making these shredded beef tacos tonight for dinne Making these shredded beef tacos tonight for dinner. It took me less than 10 minutes to put it in the crock pot. It will cook for 8-9 hours, and then I'll shred it and serve it with tortillas, cheese, lettuce, tomatoes, salsa, fresh onions, sour cream, and limes.

Message me or use the link below to get the recipe.

https://savingcentbycent.com/2019/09/26/the-best-crock-pot-shredded-beef-tacos/

#shreddedbeef #beeftacos #shreddedbeeftacos #tacos #tacotuesday #easydinner #easy Dinners #simpledinner #simpledinners #crockpot #crockpotmeals #crockpotbeef
If you are looking for a Valentine's Day treat to If you are looking for a Valentine's  Day treat to make for the kids or other loved ones, this Valentine's bark is an easy no-bake recipe.

The link to the recipe is below or you can message me. Do you have a Valentine's Day treat you make every year?

https://savingcentbycent.com/2022/01/31/easy-valentines-bark-recipe/

#valentines #valentinesdessert #valentinesbark #valentinesday #valentinesdaybark #valentinesdaydessert #valentinesdesserts #valentinestreat #valentinesdaytreats 
#valentinesdaydessert #bhgfood #valentinesrecipes
Every January I choose a few places in my home tha Every January I choose a few places in my home that are unorganized and are "problem areas" that are messy. I then figure out how I can organize the area and make it more functional. 

This week I tackled our clothes closet. (Swipe left to see how unorganized it was. 😳) The top shelf was really messy. I ordered some clothes containers online that weren't too expensive.  I then sorted through all the clothes, packed away clothes and bags that were not being used and taking up space, and refolded the clothes that were still being used.

The closet looks so much better! And my husband likes it too. 😀  You can see more of what I did in my Instagram stories or by going to the "Closet Organize" highlight bubble.

#organize #closetorganization #closet #closetideas #closetorganizer #closetorganizers #closetorganize #closetorganized #organization #closetbins #closetorganizing #closetorganizationideas #closetorganizationtips
This Tropical Green Smoothie is one of our favorit This Tropical Green Smoothie is one of our favorite family smoothies. I'll admit that I don't love too many green smoothies, but this one tastes delicious. The banana, pineapple and almond milk give it a good flavor. 

If you are trying to eat a little better, this is a recipe you'll want to add to your book of recipes. The link to the recipe is in my profile.

https://savingcentbycent.com/2019/01/15/tropical-green-smoothie/

#greensmoothie #greensmoothies #smoothie #smoothierecipes #smoothies #healthysmoothies #healthysmoothie #healthysmoothierecipe #healthysmoothierecipes #smoothierecipe
For those of you needing last-minute friend and ne For those of you needing last-minute friend and neighbor gifts, here are a few ideas:

- Popcorn Neighbor Gift Idea
- Peppermint Vanilla Sugar Scrub
- Dishwashing Liquid Gift Idea
- Dish Towel and Wash Cloth Gift Idea

Message me for the links to the posts. Are you ready for Christmas or do you have more things to prepare?

#lastminutegift #lastminutegifts #lastminutegiftideas #lastminutegiftidea #friendgift #friendgifts #neighborgifts #neighborgift
So many yummy holiday desserts and recipes! Swipe So many yummy holiday desserts and recipes! Swipe left to check out all the recipes.

- Peppermint Oreo Truffles
- Hot Chocolate Cookies with Marshmalllows
- Snickerdoodle Cookies
- Reese's Pieces Peanut Butter Cookies
- Christmas Cookie Bars
- Glazed Cinnamon Bundt Cake
- Gingerbread House Frosting

Message me for any of these recipes.

#christmascookies #christmasdesserts #christmastreat #cookies #cookiesforsanta #cookie #cookierecipe #cookierecipes #holidaycookies #holidaycookie #holidaydessert #holidaydessert
Making these shredded beef tacos tonight for dinne Making these shredded beef tacos tonight for dinner. It took me less than 10 minutes to put it in the crock pot. It will cook for 8-9 hours, and then I'll shred it and serve it with tortillas, cheese, lettuce, tomatoes, salsa, fresh onions, sour cream, and limes.

Message me or use the link below to get the recipe.

https://savingcentbycent.com/2019/09/26/the-best-crock-pot-shredded-beef-tacos/

#shreddedbeef #beeftacos #shreddedbeeftacos #tacos #tacotuesday #easydinner #easy Dinners #simpledinner #simpledinners #crockpot #crockpotmeals #crockpotbeef
If you are looking for a Valentine's Day treat to If you are looking for a Valentine's  Day treat to make for the kids or other loved ones, this Valentine's bark is an easy no-bake recipe.

The link to the recipe is below or you can message me. Do you have a Valentine's Day treat you make every year?

https://savingcentbycent.com/2022/01/31/easy-valentines-bark-recipe/

#valentines #valentinesdessert #valentinesbark #valentinesday #valentinesdaybark #valentinesdaydessert #valentinesdesserts #valentinestreat #valentinesdaytreats 
#valentinesdaydessert #bhgfood #valentinesrecipes
Every January I choose a few places in my home tha Every January I choose a few places in my home that are unorganized and are "problem areas" that are messy. I then figure out how I can organize the area and make it more functional. 

This week I tackled our clothes closet. (Swipe left to see how unorganized it was. 😳) The top shelf was really messy. I ordered some clothes containers online that weren't too expensive.  I then sorted through all the clothes, packed away clothes and bags that were not being used and taking up space, and refolded the clothes that were still being used.

The closet looks so much better! And my husband likes it too. 😀  You can see more of what I did in my Instagram stories or by going to the "Closet Organize" highlight bubble.

#organize #closetorganization #closet #closetideas #closetorganizer #closetorganizers #closetorganize #closetorganized #organization #closetbins #closetorganizing #closetorganizationideas #closetorganizationtips
This Tropical Green Smoothie is one of our favorit This Tropical Green Smoothie is one of our favorite family smoothies. I'll admit that I don't love too many green smoothies, but this one tastes delicious. The banana, pineapple and almond milk give it a good flavor. 

If you are trying to eat a little better, this is a recipe you'll want to add to your book of recipes. The link to the recipe is in my profile.

https://savingcentbycent.com/2019/01/15/tropical-green-smoothie/

#greensmoothie #greensmoothies #smoothie #smoothierecipes #smoothies #healthysmoothies #healthysmoothie #healthysmoothierecipe #healthysmoothierecipes #smoothierecipe
For those of you needing last-minute friend and ne For those of you needing last-minute friend and neighbor gifts, here are a few ideas:

- Popcorn Neighbor Gift Idea
- Peppermint Vanilla Sugar Scrub
- Dishwashing Liquid Gift Idea
- Dish Towel and Wash Cloth Gift Idea

Message me for the links to the posts. Are you ready for Christmas or do you have more things to prepare?

#lastminutegift #lastminutegifts #lastminutegiftideas #lastminutegiftidea #friendgift #friendgifts #neighborgifts #neighborgift
So many yummy holiday desserts and recipes! Swipe So many yummy holiday desserts and recipes! Swipe left to check out all the recipes.

- Peppermint Oreo Truffles
- Hot Chocolate Cookies with Marshmalllows
- Snickerdoodle Cookies
- Reese's Pieces Peanut Butter Cookies
- Christmas Cookie Bars
- Glazed Cinnamon Bundt Cake
- Gingerbread House Frosting

Message me for any of these recipes.

#christmascookies #christmasdesserts #christmastreat #cookies #cookiesforsanta #cookie #cookierecipe #cookierecipes #holidaycookies #holidaycookie #holidaydessert #holidaydessert

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