Tips on Using Walmart Grocery Pickup + $10 Off Your First Order

Walmart Grocery Pickup Tips

Walmart Grocery Pickup is a way for you to order groceries online from Walmart and to schedule a time to pick them up curbside without ever having to leave your car. Walmart does the shopping and loads your car for free.

If you haven’t used the Walmart Grocery Pickup yet, head over here to get $10 off your first online purchase at Walmart Grocery.

I used the Walmart Grocery Pickup and am sharing with you a video of how it works and some tips when using the pickup service. Watch the video below or head over to my YouTube channel to see it. And please comment below with your tips when using a grocery pickup service.

Tips on Using Walmart Grocery Pickup

 

 

 

And here are other videos you might like to watch:

 

 

 

 

 

 

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6 Tips How to Meal Plan

6 Tips How to Meal Plan

As we move into routines again now that the kids are back in school, it’s time to get back to meal planning, especially with how busy life can be. By planning meals it makes it easier to know “What’s for Dinner?” every night.  I’m sharing a video today of some simple things I do in advance to make meal time run smoothly and not be stressful. Check out the video below with 6 tips to make meal planning successful and make it easier on you every night.

 

 

 

If you can’t see the video, head over to my YouTube channel here to watch it, and be sure to subscribe while you are there.

 

And for those of you who would rather read the 6 tips how to meal plan, here they are below.

6 tips how to meal plan

1. Create a Menu
Creating weekly meal plans can be simple, and most of us have at least 10 favorite meals that we cook every few weeks. I repeat our favorite meals regularly, but I also try to add in a new recipe or two each week or bring back a recipe that I haven’t made in a while. When I create a menu, I take about 15 minutes and plan two weeks of meals at a time, write down on a paper what meals I want to cook and hang it on the side of my refrigerator. This system works for me.

If you want to take it a step further, you can specify which day you want to make each meal. Some people like Meal Planners such as these Dry Erase Meal Planners here to help them stay organized with their meal planning. Because my days vary with how busy I am or what I feel like cooking or eating that day, I don’t assign days to my meals. I like to know my meals are planned but I like flexibility with which days I cook those meals.

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8 Tips How to Plan Family Vacations on a Budget

How to plan family vacations on a budgetSummer is approaching and most of us are looking forward to planning and going on family vacations. And while summer is a good time to travel since the kids are out of school, it can also be an expensive time to travel with prices going up during this time. Even though prices may be higher, an enjoyable vacation doesn’t have to be expensive. You can plan fun and inexpensive family vacations on a budget. Some of our children’s most fun vacations are the simple ones like camping, swimming, hiking or going to the beach.

Here are 8 tips for planning and budgeting for family vacations:

 

1.  Research Vacation Places & Costs

Decide on your top 5-10 places you want to vacation then begin to research how much it will cost to visit to each place. Do research online and make phone calls to ask questions. Then add up all of the expenses and figure out how much money an entire trip will cost to each of your vacation spots. The expenses should include travel, housing, food, rental cars, gas, souvenirs and entertainment. You will then need to decide how much you can realistically afford to spend on a vacation and how much you are willing to spend on a vacation.

You can do fun vacations, even if it’s on a small budget. If you can’t afford a vacation this year, that’s okay. A vacation isn’t a need, it’s a want. You can still have a great summer without going into more debt. And you can start setting aside money for an upcoming vacation you want to take.

A few years ago our family decided that we really wanted to go to Disneyland. We researched how much it would cost, and then we began to plan and save for it. It took us about two years to save for it, and we were finally able to go. It turned out to be so much fun! Our kids still talk about it today. You can head over here to read all about our experience, how much money we spent, and how we were able to vacation at Disneyland on a Budget.

 

2. Start Saving

I highly recommend that you don’t go on a vacation until you’ve saved up money for it. Once you’ve determined which vacation spot you want to go to, and you researched how much money it will cost, figure out how much money you need to save each month to have the necessary funds for your trip. For instance, if your trip will cost $2,000 and you can afford to set aside $100 a month, then it will take 20 months until you’ve saved enough money. Sometimes it takes time to save up enough money, but it’s worth it to not go in debt and have that stress of paying off your vacation on top of all your other expenses.

how to budget for a family vacation

For our family when we decided that we wanted to take a family vacation to Disneyland, we made it a family goal to save together. We helped our kids create Disneyland savings jars (above photo), and they did extra chores around the house to save money for Disneyland. They also had a lemonade stand and sold baked goods. The money earned went into their Disneyland savings jars. They were so excited to save that they would regularly ask us how they could earn money to go to Disneyland. Be sure to check out these 13 Tips to Help Children Save Money.

As a family, we also looked for additional ways to save money such as not eating out one week and putting that money towards the vacation or not buying clothes at the store that we didn’t need. And we looked around our house and sold items that we didn’t need and weren’t using anymore. Make sure to get the whole family involved in saving for the vacation. And as you save money, place your money in a special trip bank account or envelope.

As you get closer to your savings goal and prior to booking your vacation, search online for deals and call around to see if there are any special rates. This can save you money and may change how much money you need to actually save up for the vacation.

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DIY Homemade Hair Detangler

DIY 2 ingredient homemade hair detanglerAs a mother of two girls, I’m constantly trying to brush tangles out of my girls’ hair every day. And many times they’ll say “ouch that hurts” as I’m brushing their hair. I want to cut my oldest daughter’s hair so it’s closer to her shoulders and easier to brush, but she said that she wants to grow out her hair so she can donate it to Locks of Love. I can’t argue with that, so we just deal with the tangly hair each day.

Recently when I went to a salon to get my hair cut, my stylist and I were discussing tangly hair. She told me about a hair detangling brush that works really well. I want to try this hair detangling brush here. However, I decided to first do some research online about how to make a homemade hair detangler, and I found that I only needed two ingredients. It’s so easy and inexpensive to make! I can’t believe that I didn’t do it sooner. And I’m saving money by not going out and buying hair detangler at the store. The complete directions to the DIY Homemade Hair Detangler is below:

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4-Step Process How to Clean a Curling Iron

How to Clean a Curling IronI just absolutely love my Hot Tools Curling Iron! It keeps my hair curled all day. I’ve learned that if you want curls to last longer, then you should invest in a good curling iron. Good curling irons may be more expensive, but they damage your hair less, they heat up better so you apply heat for a shorter period of time, and they will last you a very long time. This Hot Tools Curling Iron works great and has been a good curling iron. Of course always remember that before you curl your hair be sure to apply heat protectant first.

Since I invested in a good curling iron, I want to keep it for a long time, and the way to make it last a long time is to clean it and take care of it. For a while now I’ve needed to clean my curling iron because it has hair product build up on it. Finally I’m now getting around to doing it. After researching how to clean a curling iron, I found an inexpensive way to clean the curling iron that is really effective. And now my curling iron looks like new again! Check out the photos below.

Curling Iron

 

fabric softener toothbrush cloth curling iron

Here is what you’ll need:

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How to Organize a Pantry on a Budget

how to organize a pantry on a budgetI’ve been wanting to organize my pantry for months now because it has been so disorganized. Check out the video of how I organized my pantry on a budget. Plus, I give additional pantry organizational tips.

Here are links to the items purchased:

 

 

If you can’t see the video, head over to my YouTube Channel here. And be sure to subscribe!

And you can watch the Video Tour of My Stock Pile and Food Storage here.

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How I Grocery Shop + 3 Tips to Save the Most Money on Groceries

3 tips to save the most money on groceries

It’s been a while since I’ve shown you one of my grocery shopping trips. I’ve changed a little of how I grocery shop since Walmart no longer price matches in my area. In the video below, I share with you my top three tips to save the most money on groceries, and I’m showing you what groceries I purchased for about $150 for my family of 5 for two weeks.

What ways do you save money on groceries?

 

 

If you can’t see the video, head over to my YouTube channel here. And be sure to subscribe to my channel while you are there. 🙂

Here are the links I mentioned in the video:

 

 

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11 Tips to Save Money on Amazon

11 tips to save money on amazon

Amazon.com can be a great place to find good deals on products and to get fast shipping. But just because you love shopping on Amazon, it doesn’t mean you are always saving money on the product you are purchasing. Find out if Amazon has the best deal on the product you are purchasing by reading these 8 Ways to Save Money Shopping Online. If you do find that you are getting a good deal on an item you are buying from Amazon, there may be other ways you can still save money on Amazon when shopping online. Here are 11 tips to save money on Amazon.

 

1. Amazon Warehouse Deals

Amazon Warehouse Deals is where you will find discounts on open-box and pre-owned products such as computers, laptops, tablets, televisions, cell phones, power tools, grocery, toys, games, kitchen and dining and so much more. These items have been returned, used, damaged in a warehouse or refurbished. Items are sorted by condition, so you’ll know if the item you purchased is in good condition. This is a place to find quality used products that you won’t pay as much for the product.

Within the Amazon Warehouse Deals is a Bargain Bin where everything is 50% off or more. It has overstocks, closeouts, markdowns, and last years models on products that are still new and ready to purchase.  If Amazon needs to get rid of inventory, it goes into this section.

 

2. Amazon Gold Box

To find great deals, keep an eye on Amazon’s Gold Box page, which features “Today’s Deals” and includes a “Deal of the Day” and “Lightning Deals”, which are hour-long lightning sales, price-reduced items and limited-time offers from around the site.

 

3. Amazon Coupons

Before you purchase products on Amazon such as household products, personal care or groceries, check out Amazon’s coupons here to see if there is a coupon that you can use to get a discount on the item.

 

4. Amazon Subscribe and Save

When you sign up for Amazon’s “Subscribe and Save”, you’ll get discounts on thousands of everyday items such as baby and laundry products. All you need to do is choose the option Subscribe & Save, which will be located to the right of the product, and you can save up to 15% on your entire order. Plus, it includes free shipping. The product will then be shipped to you every month or every other month. However, you can change how often a product is shipped to you or skip an order.  After you receive a product, you can also cancel Subscribe & Save at any time.

 

5. Amazon Prime

If you shop regularly on Amazon, a way to save money on shipping is to sign up for Amazon Prime. With Amazon Prime, you get free 2-day shipping, as well as exclusive access to movies, TV shows, ad-free music, Kindle books, original audio series and unlimited photo storage. You can try out Amazon Prime for free by signing up for the 30-day Prime free trial here. Right after your free trial is up, you can cancel or it will cost $99 a year or $10.99 per month, which will automatically be charged to your card. You can have up to six family members as a part of your account by visiting the Amazon Household page and inviting them to share your account.

If you aren’t an Amazon Prime member yet, then sign up as an Amazon Prime member through Ibotta so you can earn a $20 Amazon gift card. If you are already a Prime member, you can still earn cash back from Ibotta from the many Amazon offers. If you haven’t heard of Ibotta, it is a smartphone app where you can earn money by purchasing participating products, which range from food and beverages to cleaning products, personal care and more. To find out more about how Ibotta works, head over here to this post. And when you sign up with Ibotta here, you’ll get a $10 cash bonus.

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9 Best Budget Apps to Keep Track of Your Finances

9 Best Budget Apps to Keep Track of Finances

Whether you are starting a New Year’s resolution to get in a better financial position or continuing to work toward your financial goals, you’ll want to use a budget app to help you with your finances. Budget apps are a great tool for managing your money, sticking to a budget and reviewing your spending habits to identify where money might be wasted. If you are like most people, you have your phone with you almost every where you go, which makes it easy in this digital age to have control of your finances at your fingertips if you have a budget app on your phone.

Here are 9 budget apps (most of which are free to use) to help you keep track of your money so you can get a better handle on your finances and put yourself in a better financial position this year.

 

1 – Mint

Mint takes the hassle out of creating a budget. It helps you manage your spending, saving and earnings, and can even sync to all your accounts including your bank and credit card accounts, 401(k), IRA and savings accounts, as well as all your monthly bills, so all your finances are in one convenient place. Mint lets you know when bills are due, what you owe and what you can pay. The app can also send you payment reminders so you can avoid late fees. Mint gives you a big picture view of your financial situation. It shows you all the recent transactions you’ve made, how you’ve been using your accounts, your account totals, monthly budget, credit score, spending organized by category, and even alerts for when you go over budget. The Mint app is free to use.

 

2 – EveryDollar

EveryDollar was created by personal finance guru Dave Ramsey. The app helps you create a monthly budget and more easily facilitate the Dave Ramsey’s baby steps budgeting. I’ve read Dave Ramsey’s Total Money Makeover book about the seven baby steps and it’s one that everyone should read to stay motivated on your journey to financial freedom. EveryDollar is based on the envelope method and the principle of giving every single dollar a job. The app starts you with eight main budgeting categories that include the following: Giving, Savings, Housing, Transportation, Food, Lifestyle, Insurance & Tax, and Debt. You can add more categories to tailor it to your budget needs. Then you assign available funds for each category, and as transactions are entered, the amount is deducted from the appropriate category. The EveryDollar basic version of the app is free.

 

3 – You Need a Budget

You Need a Budget (YNAB) helps you stop living paycheck to paycheck, pay down debt and “roll with the punches” if something unexpected comes up. Plus, it forces you to live within your actual income and control where your money goes. YNAB focuses on four rules to help you get your financial life in order and to get out of debt: Give every dollar a job, embrace your true expenses, roll with the punches if you overspend, and age your money by learning to live on last month’s income. YNAB has a 34 day free trial, then after that it is $50 for the year or $5 a month to use the service.

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4 Tips to Get Out of Debt Video

4 Tips to Get Out of Debt

Not having enough money to pay the bills and continuing to accumulate debt is stressful and it becomes a burden. It’s not easy to get out of debt and stay out of debt. However, if you want to get out of debt, it’s going to take sacrifice, discipline and hard work, but in the end it will be worth it. Once you get out of debt, that burden of debt hanging over you will be gone and you’ll have a financial peace of mind. You’ll also be able to take that money that was once going toward debt and instead use it to do things that are important to you and your family.

Watch the 4 Tips to Get Out of Debt video below so you can put yourself in a better financial position. This is your year to get your finances in control!

 

If you can’t view the video here, head over to my YouTube Channel here to watch it. Here is the link to the book, “The Total Money Makeover” by Dave Ramsey.

I didn’t explain how the debt snowball works as well as I wanted to on this video, so here is more of an explanation. Here is an example of how to use a debt snowball if you had the following debts:

Debt 1: Store Credit Card $400 Interest Rate: 7% Minimum payment: $25

Debt 2: Credit Card $4,000 Interest Rate: 14% Minimum payment: $70

Debt 3: Car Loan $10,000 Interest Rate: 4% Minimum payment: $250

Debt 4: Student Loan $15,000 Interest Rate: 3% Minimum payment: $150

First, pay the minimum payments on all of the debts each month, then start to get rid of them one by one. For this example, we’ll say that you find an extra $300 a month in your budget by earning extra money from a side job and cutting your discretionary income. Note: To pay down your debt sooner, look for jobs to earn extra money. This may be watching children, delivering newspapers or cleaning houses. Also, look into selling items around the house by determining what you can live without, and then hold a yard sale or sell the items online. Since the first debt is small, get it paid off quickly.

For Debt 1, you’ll pay $325 toward it (this is the $300 extra income you find + $25 minimum payment) and you’ll have it paid off within less than 2 months. Now take that $325 and put it toward Debt 2. When you do that you’ll be paying $395 toward Debt 2 each month ($325 + $70 minimum payment). Once Debt 2 is paid off, then take the $395 and put it toward Debt 3 so you’ll pay $645 toward it each month ($395 + $250 minimum payment). Then once you pay off Debt 3, you’ll pay $795 to Debt 4 each month ($645 + $150 minimum payment) until it’s paid off.

 

 

get out of debtYou can also read the post 4 Important Steps to Get Out of Debt, by heading over here.

 

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